Understanding Your Medicare Options

Because your health deserves more than guesswork.

At Prosperity Heritage Group, we believe Medicare should feel empowering—not overwhelming. Whether you're turning 65 or reviewing your current plan, we’re here to guide you with clarity, compassion, and compliance.

 

🏥 Original Medicare (Parts A & B)

  • Part A covers hospital stays, skilled nursing, hospice, and some home health care.

  • Part B covers doctor visits, outpatient care, preventive services, and medical equipment.

Why it works: ✔ Nationwide access to any provider who accepts Medicare ✔ No network restrictions ✔ Great for travelers or those who want flexibility

 

🛡️ Medicare Supplement (Medigap)

  • Helps pay for out-of-pocket costs like deductibles, copays, and coinsurance.

Why it works: ✔ Predictable costs and peace of mind ✔ Use any doctor or hospital that accepts Medicare ✔ Ideal for those with frequent medical needs

 

🌟 Medicare Advantage (Part C)

  • All-in-one plans offered by private insurers that include Parts A & B—and often Part D.

Why it works: ✔ Includes extras like dental, vision, hearing, and fitness ✔ Often lower monthly premiums ✔ May include transportation, OTC benefits, and more

 

💬 Not Sure Where to Start?

Let’s talk through your needs, your budget, and your goals. We’ll help you find a plan that fits your life—not the other way around.

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Oliver Hartman